大学英语四级作文范文：大学信用卡
Directions: For this part, you are allowed 30 minutes to write a composition on the topic Credit Cards on Campus. You should write at least 150 words, and base your composition on the outline (given in Chinese) below:
1)近年来越来越多的大学生开始使用信用卡
2)分析产生该现象的原因
3)针对大学生使用信用卡提出你的建议
范文：
Credit Cards on Campus
In recent years, credit cards have gained more popularity among college students. With banks’ more focus on college market, an increasing number of college students have applied for credit cards and begun to consume by them.
The following three factors can account for the popularity of credit cards on campus. Firstly, a credit card provides overdrawing service, which is a big attraction for those students who have not much money for their domination. Secondly, a credit card can help release financial burdens on those poor students, and hence reduce the risk of their dropping school for lacking money. Besides, many banks make some preferential policies on credit cards, like sending a gift, lowering year cost. Drawn by these policies, many college students have applied for credit cards.
As far as I am concerned, it is not a bad thing for college students to own credit cards. However, there is misuse of credit cards among college students. Many students use credit cards to buy luxurious things they don’t need really, and even some of them owe a big credit card debt. Therefore, schools and banks have responsibility to let college students learn how to use credit cards properly. Only in this way can college students enjoy really the advantages of credit cards.
相关英文作文： 节日的意义 The Meaning of Festival、感恩教师节 Thank for Teachers' Day、小学二年级英语作文：我喜欢哈尔滨、妈妈做的菜 My Mother’s Food、小学英语作文：香港Hong Kong、淘气的猫 The Naughty Cat、小学二年级英语作文：My hobby 我的爱好、二年级英语作文：My english friend、英语二年级作文：我爱冰淇淋 I Love Ice Cream、小学生优秀英语范文：My birthday party热门成语
- 匪夷所思 匪：不是；夷：平常。指言谈行动离奇古怪，不是一般人根据常情所能想象的。
- 风不鸣条 和风轻拂，树枝不发出声响。比喻社会安定。
- 匪夷匪惠 夷：殷末周初的伯夷；惠：春秋时鲁国的柳下惠。既不是伯夷，又不是柳下惠；不具备这两位贤人的品德。形容才德不高而又驾驭的人。
- 分茅裂土 原指古代帝王分封诸侯时举行的仪式。后称分封诸侯。
- 把臂入林 把：指挽着；林：山林。互挽手臂，表示亲热。旧指相偕归隐。
- 飞沙走砾 沙：沙土；砾：小石块。沙土飞扬，小石块滚动。形容风势很猛。
- 诽誉在俗 诽：指诽谤；誉：赞扬；俗：风气、习惯。诽谤或赞扬在于当时的风习。后来引申指风气、习惯的作用非常大。
- 分毫不爽 比喻没有丝毫差错。
- 奔走钻营 到处奔波，削尖脑袋谋求私利。
- 挨肩擦背 形容人多拥挤。
- 飞黄腾达 飞黄：传说中神马名；腾达：上升，引伸为发迹，宦途得意。形容骏马奔腾飞驰。比喻骤然得志，官职升得很快。
- 肥马轻裘 裘：皮衣。骑肥壮的马，穿轻暖的皮衣。形容阔绰。
- 补天柱地 修补天，支撑地。比喻伟大的功勋。
- 不可磨灭 磨灭：消失。永远消失不了。指事迹言论等将始终保留在人们的记忆中。
- 不落窠臼 比喻有独创风格，不落旧套。
